今天，金融服务业已经走过了漫长的道路。我们不知道的事情现在可以在眨眼之间完成。我们现在能够轻松地与全球任何人进行大量交易。Payoneer是为此类进步铺平道路的大亨之一。Payoneer成立于 2005 年，是一家金融服务公司，致力于促进在线汇款并提供货币兑换服务。自由职业者主要使用它来发送和接收付款。

为什么需要 Payoneer？

Payoneer为其客户提供广泛的服务。它允许用户之间的支付转账，并免费提供本地收款账户，以某些货币（欧元^(EUR)、英镑^(GBP)、日元^(JPY)、澳元^(AUD)、加元^(CAD)）。目前，Payoneer在 200 个国家提供海外支付转账服务，支持超过 150 种货币。然而，与它的竞争对手PayPal^(PayPal)不同，它的重点仅倾向于专业和商业用途。

Payoneer对其不同的服务收取不同的费用。对于通过信用卡进行的支付转账，电子支票和本地银行转账分别收取 3% 和 1% 的费用。在其全球支付服务^{(Global Payment Service)}下，您必须支付 1% 的关税以接收美元^(USD)付款。如前所述，Payoneer也提供外汇服务，收取高于银行间或中间市场利率 0.5% 的费用。

今天，我将讨论如何关闭您的Payoneer 账户^{(Payoneer Account)}。

如何关闭您的 Payoneer 账户？

这个过程很简单，没有麻烦：

1. 首先，访问Payoneer.com并使用您的凭据登录。
2. 在屏幕右上角，将鼠标悬停在“帮助”上
3. 接下来，从下拉列表中单击“支持中心”。^{(Support Center)}
4. 在屏幕左侧的“按主题搜索”部分下，点击“我的 Payoneer 账户”。
5. 这将打开一系列选项。单击^(Click)“关闭/重新打开帐户”，然后单击“我希望关闭我的帐户”。

在关闭您的账户之前，Payoneer会警告您在关闭之前使用您账户中的任何现有资金。您可以选择立即进行，但这会导致您的余额被没收。

操作方法视频^{(How-To Videos)}旁边是您与他们联系的选项，单击它。

通常，支持人员会在一小时左右通过电子邮件回复。

然后，他们会要求您提交一些账户详细信息，然后才能阻止它，例如您的出生日期、您的全名以及与您的Payoneer账户关联的银行账户的最后四位数字。

接下来是什么？

在Payoneer^(Payoneer)上关闭您的账户必须让您考虑替代方案。也许您觉得它很贵，或者您认为Payoneer不安全，或者它缺少某些对您很重要的功能。尽管如此，以下是一些最知名的在线金融服务平台，它们可以用作Payoneer的可行替代品：

• 贝宝^(PayPal)
• 正方形
• 诚挚地
• 谷歌支付

希望^(Hope)您发现这篇文章很有用，并且您的所有疑问都已解决。

How to Close your Payoneer Account?

The financіal services industry has come a long way today. Thingѕ we didn’t know were pоssіble can now be done in the blink of an eye. We are now able to perform voluminous transactions with anyone arоund thе globe with ease. Among the moguls which have paved the way for such advancementѕ is Payoneer. Founded in 2005, Payoneer is a financial services company that facilitates online money transfer and offers currency conversion services too. It is largely used by freelancers to send and receive payments.

Why do you need Payoneer?

Payoneer offers a wide array of services to its customers.  It allows payment transfer between users and offers local receiving accounts for free too, in certain currencies (EUR, GBP, JPY, AUD, CAD). Currently, Payoneer offers overseas payment transfer services in 200 countries and works with over 150 currencies. Its focus, however, is tended towards professional and business uses only, unlike its competitor, PayPal.

Payoneer charges different rates for its varied services. For payment transfers via a credit card, it charges 3% and 1% each for eCheck and local bank transfers. You have to pay a 1% tariff on receiving payments in USD under its Global Payment Service. As already mentioned, Payoneer offers forex services too, charging 0.5% above the interbank or mid-market rate.

Today, I am going to discuss how you can close your Payoneer Account.

How to close your Payoneer Account?

The process is simple and hassle-free:

1. First thing’s first, go to Payoneer.com and log in with your credentials.
2. On the top right corner of the screen, hover over ‘Help’
3. Next, click on the ‘Support Center’ from the dropdown.
4. On the left side of the screen, under the ‘Search by Topic’ section, click on ‘My Payoneer Account’.
5. This will open a range of options. Click on ‘Close/Reopen Account’ and further on ‘I wish to close my account’.

Before closing your account, Payoneer warns you to utilize any existing funds in your account before shutting it down. You have the option of proceeding immediately but that would result in the forfeiture of your balance.

Next to the How-To Videos is the option for you to contact them, click on it.

Generally, support staff from their end reverts back in an hour or so via email.

They then ask you to submit some account details before they can put a stop to it, like your birth date, your full name, and the final four digits of the bank account linked with your Payoneer account.

What next?

Closing your account on Payoneer must have you thinking about alternatives to it. Maybe you found it expensive or you didn’t find Payoneer to be secure or it lacked certain features that were important to you. Nevertheless, below are some of the most reputed online financial services platforms which can be used as viable alternatives to Payoneer:

• PayPal
• Square
• Remitly
• Google Pay

Hope you found this post useful and all your queries were solved.

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