你是一个精明的购物者，很清楚潜伏在网络上的危险，对吧？这就是您在安全网站上购物的原因（如果不是 https，它就不会赚到您的钱！）。您甚至可以使用PayPal 和 Google Pay(PayPal and Google Pay)等支付平台来保护您的银行账户(bank account)详细信息。
那么，为什么不使用一次性一次性信用卡(credit card)号码更进一步呢？不熟悉？那么让我们来看看这些是什么，哪些是你可以信任的。
一次性一次性信用卡(Do Disposable One-Time Credit Cards Work)如何运作？
这听起来像是您在间谍电影中可以找到的东西，旁边是刻录机电话和代号。我们向您保证，一次性使用的信用卡(use credit)是合法的，只要您从信誉良好的来源获得它们。
一次性信用卡，又称虚拟支付卡，使用您使用过一次并丢弃的临时号码。您可以通过某些金融机构和应用程序获得这些。
目的是在发生数据泄露时掩盖您的(there’s a data breach)信用卡(credit card)详细信息。在这些交易过程中不会透露您的真实信用卡(credit card)详细信息，这提供了额外的保护屏障。这类似于我们之前谈到的虚拟借记卡服务。(debit card)
临时号码与您的信用卡相关联，并(credit card and pulls money)在您使用时从您的帐户中提取资金。
然后下次您需要进行购买时，您将获得另一个一次性使用的信用卡号(use credit card number)。冲洗并重复(Rinse and repeat)。那么你在哪里可以得到你的信用卡伪装(credit card disguise)？
革命(Revolut)
如果您当前的银行不(bank doesn)提供(t offer)一次性信用卡，那么您可以使用Revolut 之(Revolut)类的应用程序。你(All)所要做的就是：
- (Open )在 Revolut开立账户
- 下载(Download )应用程序
- 选择(Select )“卡片”部分
- 单击(Click )“添加新卡”，然后单击“虚拟”卡
- 向右滑动(Swipe)到“一次性虚拟卡”
- 点击(Click )粉色按钮
现在，您可以在任何接受MasterCard的企业购物了。每次您想获得一个新的虚拟号码时，您都可以这样做。
现在，还值得一提的是，有不同级别的用户。您必须成为高级会员才能访问一次性虚拟卡，每月收费 10 美元。此外，您每天最多 可以使用一次性卡号五次。(card number)
现在，如果您正在寻找允许您以其他货币支付的虚拟卡，那么您应该查看 ecoPayz。使用此虚拟卡，您可以用欧元(Euro)、英镑(GBP)和美元(USD)支付产品和服务费用。
与Revolut一样，您可以通过(Revolut)登录( logging )您的帐户并选择(selecting)“ecoVirtualcard” 来获取您的虚拟卡。
然后您就可以开始在接受Visa(Visa)的商店在线购物了。使用该卡后，该号码将被取消，因此不会被盗或滥用。
要获得虚拟卡的资格，您首先必须注册Silver ecoAccount。这是 1.80 欧元，目前在美国不可用。但是，它在 173 个其他国家/地区有效，其中包括整个欧洲(Europe)的许多国家/地区。
净支出(NetSpend)
NetSpend 的做法略有不同——它们允许您为在线和移动交易 生成多达六个临时虚拟信用卡号。(credit card)
当然，您可以随时取消该号码(number anytime)，因此如果您打算使用一次，那么您可以这样做。
一些帐户持有人使用它来支付试用订阅费用。这样，他们可以在收费之前取消号码（如果他们不想继续）。否则，账户持有人可以添加他们的永久NetSpend 预付(NetSpend prepaid) 卡号(card number)。
您可以在他们的月度计划或现收现付计划之间进行选择。如果您升级到他们的Premier 帐户(Premier account)，那么您可以将每月费用降低近 50%。还提供免费计划。您可以在任何接受Visa(Visa)的地方使用您的虚拟卡。
花旗卡(Citi Cards)
如果您有Citi 卡(Citi card)，那么您可能有资格生成虚拟信用卡(credit card)号。这些不适用于所有Citi 卡(Citi card)，因此您必须检查。
您可以通过登录(logging in)并查看您的卡福利(Card Benefits)来做到这一点。 您使用虚拟卡进行的任何交易都将像任何其他购买一样出现在您的帐户中。(Any)
此外，您可以为虚拟号码设置美元限额和到期日期。每当您准备好关闭虚拟账户时，您都可以使用 Citi 的工具（您可以将其下载到您的 PC）来完成。
第一资本伊诺(Capital One Eno)
已经有Capital one卡？然后您可以使用 Capital One 的助手 ( Eno ) 生成虚拟卡号。您可以通过下载(downloading)浏览器扩展(browser extension)来访问它，该扩展在Mozilla Firefox、Google Chrome和Microsoft Edge上可用。
只需单击(click )浏览器上的扩展按钮(extension button)，您就可以生成虚拟卡。浏览器扩展(browser extension)还允许您访问 Capital One 的网站。从这里，您可以查看、删除和锁定您的虚拟帐号。
Eno的优点在于您可以即时生成虚拟号码。当您结账时，Eno会出现并允许您创建一个一次性号码。它快速而无缝(quick and seamless)——正是消费者喜欢他们的在线购物体验(shopping experience)的方式。
现在，如果您没有Capital One 卡(Capital One card)，您会很高兴得知Eno可用于其他 Capital 卡，例如Venture Rewards 卡和 QuicksilverOne Rewards 卡(Venture Rewards card and QuicksilverOne Rewards card)。
(Shop Safer)使用一次性虚拟信用卡(Disposable Virtual Credit)购物更安全
这只是当今一次性虚拟卡提供商的简短列表。随着它越来越受欢迎，我们只能期望市场会变得更大。
这对于希望更好地控制其财务账户安全的精明消费者来说是个好消息。
因此，如果您准备好开始保护您的财务详细信息，请尝试这些信誉良好的公司。一定要回来告诉我们你最喜欢哪个！
5 Reputable Disposable Credit Card Number Services
You’re a savvy shopper who’s well аware of the dangers lurking on the web, right? This is why you ѕhop оn secure sites (if it’s not https, іt won’t earn your dollar!). You may even use payment platforms like PayPal and Google Pay to safeguard your bank account details.
So why not take it a step further by using disposable one-time credit card numbers? Not familiar? Then let’s take a look at what these are and which ones you can trust.
How Do Disposable One-Time Credit Cards Work?
It sounds like something you’d find in a spy movie, alongside burner phones and code names. We assure you, one-time use credit cards are legit, just as long as you get them from a reputable source.
Disposable credit cards, aka virtual payment cards, use temporary numbers that you use once and throw away. You can obtain these through certain financial institutions and apps.
The purpose is to mask your credit card details in the event there’s a data breach. Your real credit card details aren’t revealed during these transactions, which provides an extra barrier of protection. This is similar to the virtual debit card services we talked about previously.
The temporary number is linked to your credit card and pulls money from your account when you use it.
Then the next time you need to make a purchase, you get another one-time use credit card number. Rinse and repeat. So where can you get your credit card disguise?
If your current bank doesn’t offer disposable credit cards, then you can use an app like Revolut. All you have to do is:
- Open an account with Revolut
- Download the app
- Select the “cards” section
- Click “Add New Card” and then “Virtual” card
- Swipe right to the “Disposable virtual card”
- Click the pink button
Now, you’re good to go and can make purchases at any business that accepts MasterCard. You can do this each time you want to get a new virtual number.
Now, it’s also worth mentioning that there are different levels of users. You’ll have to be a premium member to access disposable virtual cards, which costs $10 per month. Also, you can use your disposable card number up to five times per day.
ecoPayz (Eco Virtual Card)
Now, if you’re on the prowl for a virtual card that allows you to pay in other currencies, then you should check out ecoPayz. With this virtual card, you can pay for products and services in Euro, GBP, and USD.
Like with Revolut, you can get your virtual card by logging into your account and selecting “ecoVirtualcard.”
Then you’re ready to start shopping online at stores that accept Visa. Once you use the card, the number is canceled so there’s no chance of it being stolen or misused.
To qualify for the virtual card, you first have to sign up for the Silver ecoAccount. This is €1.80 and isn’t currently available in the US. However, it works in 173 other countries, including many throughout Europe.
NetSpend does things a little differently — they allow you to generate up to six temporary virtual credit card numbers for online and mobile transactions.
Of course, you can cancel the number anytime you want so if you intend to use it once, then you can do so.
Some account holders use this to pay for trial subscriptions. This way, they can cancel the number before being charged (if they don’t want to continue). Otherwise, account holders can add their permanent NetSpend prepaid card number.
You can choose between their monthly or pay-as-you-go plans. If you upgrade to their Premier account, then you can reduce monthly costs by nearly 50%. Free plans are also available. You can use your virtual card anywhere that accepts Visa.
If you have a Citi card, then you may be eligible to generate virtual credit card numbers. These aren’t available with all Citi cards, so you have to check.
You can do this by logging in and checking your Card Benefits. Any transactions you make with your virtual card will appear on your account like any other purchase.
Plus, you can set dollar limits and expiration dates for your virtual numbers. Whenever you’re ready to close the virtual account, you can do so using Citi’s tool (which you can download to your PC).
Already have a Capital one card? Then you can use Capital One’s assistant (Eno) to generate virtual card numbers. You can access this by downloading the browser extension, which is available on Mozilla Firefox, Google Chrome, and Microsoft Edge.
Just click the extension button on your browser and you’ll be able to generate the virtual card. The browser extension also allows you to access Capital One’s site. From here, you can view, delete, and lock your virtual account numbers.
What’s great about Eno is you can generate your virtual number on the fly. While you’re at checkout, Eno appears and allows you to create a one-time-use number. It’s quick and seamless — exactly how consumers prefer their online shopping experience.
Now, if you don’t have a Capital One card, you’ll be happy to learn that Eno is available for other Capital cards, such as Venture Rewards card and QuicksilverOne Rewards card.
Shop Safer with Disposable Virtual Credit Cards
This is just a short list of the disposable virtual card providers out there today. As this grows in popularity, we can only expect the market to grow larger.
This is great news for savvy consumers who want more control over the security of their financial accounts.
So if you’re ready to start protecting your financial details, then give these reputable companies a try. Be sure to come back and let us know which you like the best!
