在付款方面， Paypal(Paypal)被称为信用卡的更安全替代品。但是，这也是收款的好方法，尤其是当您需要从另一个国家/地区的某人那里收款时，银行电汇费用昂贵且耗时太长。如果您有PayPal帐户并想知道如何收款，以下是主要方法。
通过电子邮件地址收款
任何PayPal用户都可以向电子邮件地址汇款。PayPal会将发送的金额记入与该电子邮件地址关联的帐户。有趣(Interestingly)的是，此人还不必拥有PayPal帐户。
如果他们没有，他们会收到一封电子邮件，说他们已收到钱。现在，收件人需要开设一个PayPal帐户并进行设置。余额将可用。
向某人发送 Paypal.me 链接
在某些时候，PayPal发现并不是每个人都喜欢将他们的电子邮件地址发送给陌生人以收款。毕竟，我们的电子邮件地址使我们容易受到垃圾邮件(spam)、诈骗和其他不愉快的影响。
这就是他们添加Paypal.me链接的原因。这是一个独特的链接，任何点击它的人都可以向您的Paypal帐户汇款。设置PayPal.me链接很简单：
- 转到https://www.paypal.com/paypalme/
- 选择创建您的 PayPal.Me 链接(Create Your PayPal.Me link)。
- 登录(Log)到您的PayPal帐户或在必要时创建一个。
- 您将获得一个独特的链接。
获得唯一链接后，收款就像复制文本并通过您喜欢的任何方法将其发送给某人一样简单。请(Just)记住，您需要将金额告知PayPal以外的人。
PayPal.me链接也有助于设置简单的捐赠方法。例如，您可以将链接添加到您的Twitter个人资料，以便追随者和粉丝可以快速给您几美元。
使用请求功能(Request Function)收款
您可以从您的PayPal页面或应用程序中请求付款。我们将在这里使用网站，但应用程序中的步骤是相同的。
- 登录到贝宝(PayPal)。
- 选择发送和请求(Send and Request)。
- 切换到请求选项卡(Request tab)。
- 输入您要收款的人的姓名(name)、电子邮件地址(email address)或手机号码。(mobile number)
- 确认联系信息并选择下一步(Next)。
- 输入您要申请的金额。(amount)
- (Add)如果适用，请添加解释性说明。
- 选择请求付款按钮(Request a Payment button)。
您将收到一封电子邮件，其中概述了付款请求的详细信息。该个人或实体将收到类似的消息，然后只需点击包含的链接即可向您付款。
用发票收款
虽然使用标准的收款方法在朋友或家人之间汇款完全没问题，但如果您想为工作或销售的产品获得报酬，您可能必须提交发票。好消息是PayPal拥有强大的内置发票系统。因此，您不必使用单独的软件来制作、维护或发送发票。
- 登录到贝宝。
- 在请求选项卡(Request tab)下，选择创建发票(Create an Invoice)。
- (Complete)使用您的相关信息填写发票表格。
- 一旦您对发票感到满意，请选择发送(Send)按钮，然后PayPal会将其发送给您指定的收件人。
您还会收到一封电子邮件，通知您已发送发票。您也可以重新发送发票作为提醒。
贝宝余额和银行转账
一旦您的PayPal帐户中有可用余额，您就需要找到使用这笔钱的方法。大多数在线商家都接受PayPal，因此如果您想在商家处花钱，您无需再做任何事情。
但是，如果您想将钱存入普通银行账户，则需要关联一个符合条件的账户。您可以通过选择“钱包(Wallet)”下的“链接银行(Link a Bank)” ，然后向PayPal提供您的银行详细信息来执行此操作。如果清除，您可以使用提款(Withdraw)功能将您的PayPal余额转入您当地的银行账户。
如果您不知道，您不必拥有PayPal余额即可在线购买商品。PayPal将对您拥有的付款方式（例如信用卡）进行收费，并充当安全中介。所以不要觉得有义务将钱留在您的PayPal 余额(PayPal Balance)中。
贝宝替代品
虽然PayPal是最大和最值得信赖的在线汇款服务之一，尤其是跨境汇款，但还有其他几种选择。如果PayPal(PayPal)不在您的国家/地区运营，寻找替代方案是明智的。您还可以从其他服务中获得较低的费用，具体取决于您在世界的哪个位置。
Venmo归PayPal所有，已成为当今最流行的“社交支付”应用程序(popular “social payment” apps)之一。当您和您的朋友想要分摊餐厅账单或以其他方式在不使用现金的情况下转帐时， Venmo是完美的选择。(Venmo)
Payoneer是另一个很好的全球解决方案。您可以从您的Payoneer(Payoneer)余额中订购一张卡以进行在线购物。此外，您可以通过多个国际银行帐号之一或直接从其他Payoneer账户收款。
最后，Skrill是(Skrill)PayPal的另一种替代品。主要缺点是它不像PayPal那样被广泛接受，但如果您正在寻找一种收款并将其转移到您的银行帐户的方式，那么它应该在您的候选名单中。
How to Receive Money on PayPal
Paypal is known as a safer alternative to credit cards when it comes to paying for things. However, it’s also a great way to receive money, especially when you need to receive money from someone in another country, where a bank wire transfer would be expensive and take far too long. If you have a PayPal account and want to know how to receive money, here are the primary methods.
Receiving Money via Email Address
Any PayPal user can send money to an email address. PayPal will credit the account associated with that email address with the amount sent. Interestingly, the person doesn’t have to have a PayPal account yet.
If they don’t have one, they’ll receive an email saying that they’ve been sent money. Now, the recipient needs to open a PayPal account and set it up. The balance will then be available.
Sending Someone a Paypal.me Link
At some point, PayPal figured out that not everyone is cool with sending their email addresses to strangers to receive money. After all, our email addresses open us up to spam, scams, and other unpleasantness.
This is why they added the Paypal.me link. It is a unique link that lets anyone who clicks on it send to money to your Paypal account. Setting up a PayPal.me link is easy:
- Go to https://www.paypal.com/paypalme/
- Select the Create Your PayPal.Me link.
- Log in to your PayPal account or create one if necessary.
- You’ll be issued a unique link.
Once you’ve got your unique link, receiving money is as easy as copying the text and sending it to someone via any method you like. Just remember that you need to communicate the amount to the person outside of PayPal.
PayPal.me links are also helpful for setting up an easy donation method. For example, you could add the link to your Twitter profile so that followers and fans can quickly drop you a few bucks.
Using the Request Function to Receive Money
You can request money from within your PayPal page or app. We’re going to use the website here, but the steps within the app are the same.
- Log in to PayPal.
- Select Send and Request.
- Switch to the Request tab.
- Type the name, email address, or mobile number of the person you want to request money from.
- Confirm the contact information and select Next.
- Enter the amount you want to request.
- Add an explanatory note if applicable.
- Select the Request a Payment button.
You’ll get an email summarizing the payment request’s details. The person or entity will receive a similar message and can then simply follow an included link to pay you.
Requesting Money With an Invoice
While sending money between friends or family is perfectly fine using the standard money request method, you may have to submit an invoice if you’re trying to get paid for work or a product sold. The good news is that PayPal has a robust built-in invoicing system. So you don’t have to use separate software to make, maintain or send invoices.
- Log in to PayPal.
- Under the Request tab, select Create an Invoice.
- Complete the invoice form with your relevant information.
- Once you’re happy with the invoice, select the Send button, and PayPal sends it to the recipients you’ve specified.
You’ll also get an email letting you know that you’ve sent an invoice. You can also resend the invoice as a reminder.
PayPal Balances and Bank Transfers
Once you have an available balance in your PayPal account, you need to find a way to use that money. Most online merchants accept PayPal, so if you want to spend your money with a merchant, you don’t need to do anything further.
However, if you want your money in a general bank account, you need to link an eligible account. You can do this by selecting Link a Bank under Wallet and then providing PayPal with your banking details. If it clears, you can transfer your PayPal balance to your local bank account using the Withdraw function.
If you didn’t know, you don’t have to have a PayPal balance to buy stuff online. PayPal will bill the payment method (such as a credit card) you have and act as the secure intermediary. So don’t feel obligated to leave money in your PayPal Balance.
Paypal Alternatives
While PayPal is one of the largest and most trusted services for moving money online, especially across borders, there are several other options. Looking for an alternative is sensible if PayPal doesn’t operate in your country. You may also get lower fees from other services, depending on where you are in the world.
Venmo is owned by PayPal and has become one of the most popular “social payment” apps available today. Venmo is perfect when you and your friends want to split restaurant bills or otherwise pass money around without using cash.
Payoneer is another good global solution. You can order a card to make online purchases from your Payoneer balance. Also, you can receive money through one of several international bank account numbers and directly from other Payoneer accounts.
Finally, Skrill is another alternative to PayPal. The main drawback is that it isn’t as widely accepted as PayPal, but if all you’re looking for is a way to receive money and move it to your bank account, it should be on your shortlist.
