自石器时代晚期以来，金钱作为判断一个人资产所有权的一种形式的重要性就为人所知。它从石块开始，然后是铁片，然后是金币和银币，现在是纸币和电子货币。一个值得注意的事实是，在整个时间线中，人们拥有的货币数量增加了，而每个单位的价值却下降了。这种情况一直发生到银行系统最终不得不将其货币数字化的阶段，并且这些货币都以数字化形式存储在储备银行中。比议程领先一步的是加密货币的概念(Cryptocurrencies)。这与存储在银行中的钱不同，后者可以通过借记卡/信用卡和网上银行间接获取。
什么是加密货币
加密货币(Cryptocurrency)是货币的在线版本，准确地说是一种数字资产(digital asset)。该名称源自Cryptography，用于加密交易和控制货币的生产。这是一个严格监控的过程，因为它使用了区块链技术(Blockchain Technology)。
简而言之，区块链(Blockchain)技术是一种分布式数据库，用于管理和维护不断增长的数据块列表，共同使用P2P 网络(P2P network)。这些数据块可能位于不同的位置，并且未连接到同一个处理器(Processor)。数据库(database)是记录的集合。分布式数据库(distributed database)是一种可能位于不同位置且未连接到公共处理器(Processor)的数据库——但它可能位于相同或不同的物理位置并分散在计算机网络中。在区块链(Blockchain)中，一旦记录了一条数据，通常就无法对其进行编辑或更改。
尽管早些时候被忽视，但银行、金融机构和公司越来越意识到它的重要性。相反，他们害怕将“数字现金(digital cash)”市场拱手让给新货币。
虽然交易的安全性和便利性使其成为未来货币交易的理想媒介，但很少有人知道加密货币，而且人们认为这些是不安全的。尽管最近比特币价格的飙升以及(Bitcoins)在社交媒体上同时吹嘘比特币引起了很多兴趣，但它进入主流可能还需要几年的时间。
什么是加密货币挖矿
要挖掘加密货币，您需要强大的硬件和软件组合。由于货币的价值取决于市场上可用货币的单位数量，因此它应该是一个仔细监控且非常可靠的过程。加密货币(Cryptocurrency)挖掘只是生成新的加密货币单位的过程(Cryptocurrency)。
为了更好地理解它，让我们假设一个庞大的国民经济体，所有银行总共拥有数万亿美元。现在，由于实际上不可能将所有这些纸币存储在银行中，因此它们以数字格式将它们存储在中央储备银行中。储备银行维护其欠哪家银行的数字记录，但不以实物形式保存票据。每当它需要将钱存入系统并且缺少票据时，它就会简单地将它们打印出来。
尽管有关储备银行可以打印尽可能多的钞票，但它不会无缘无故地自行这样做。这是因为当我们印制更多货币并将更多货币推入市场时，它不会使人们变得富有，它只会使现有货币贬值并引发通货膨胀。市场上存在的货币单位越多，其价值就越分裂。
加密货币也是如此(Cryptocurrency)。加密货币(Cryptocurrency)的开采是一个仔细监控的过程，以确保现有单位的价值不会贬值。
加密货币(Cryptocurrency)的价格是如何确定的
虽然各种加密货币(Cryptocurrencies)的市场价格差异很大，但它们的流动性仍然是一个共同特征。截至目前，加密货币的价值波动(Cryptocurrencies)很大。
与几乎所有其他产品和服务一样，加密货币(Cryptocurrency)的价格取决于需求和供应。如果更多人需要特定的加密货币(Cryptocurrency)并且供应短缺，它的价值就会增加。然后开采更多的单位来维持流量。然而，许多人选择限制可以开采的数量。例如，比特币的数量目前(Bitcoins)被限制在最多 2100 万个。
加密货币列表
虽然加密货币(Cryptocurrencies)的实际列表非常庞大——迄今为止有超过 800 种加密货币，所以我们只能在这里讨论最突出的几个。
1]比特币(1] Bitcoin)：比特币(Bitcoins)(Bitcoins)是最受欢迎和评价最高的加密货币(Cryptocurrency)。大多数人认为它是市场上唯一可用的加密货币。(Cryptocurrency)到2017 年年中，每个比特币(Bitcoin)的价值接近 600 美元，当其价格突然飙升时，它成为了人们对加密货币市场感兴趣的原因。(Cryptocurrency)
2] 以太坊(2] Ethereum)：虽然仍处于起步阶段，但 2015 年推出的以太坊(Ethereum)可能是未来的加密货币(Cryptocurrency)。它是去中心化的、安全的，几乎可以用来交易任何东西。
3]莱特币(Litecoin)：他们说如果比特币(Bitcoin)是黄金，莱特(Litecoin)币就是白银。莱特币(Litecoin)基于点对点系统如何在比特币(Bitcoin)上运行的基本原理，但在技术方面有所改进。它大大减少了BTC相当长的转账时间。
4] Ripple：Ripple 的分布式金融技术允许世界各地的银行直接相互交易。
5]达世(5])币( Dash)：达世币或暗币，顾名思义(DarkCoin)，是一种高度保密的加密货币(Cryptocurrency)。任何人几乎不可能追踪到它的路由位置。它在暗网上使用得更多(Darknet)。
阅读(Read)：比特币、莱特币和狗狗币——比较加密货币。
加密货币市场价格(Market Price)和资本化(Capitalization)
目前，比特币(Bitcoin)的价格约为 2500 美元（截至 12 月 18日(Dec)，它现在已触及 20000 美元！），市值约为$42 billion，而以太坊(Ethereum)的市值分别为 370$34 billion。你可以在这里(here)看到所有的数字。
加密货币的风险
随着大多数交易转移到网上，加密货币已成为银行关注的一个原因，因为他们担心货币交易业务转移到网上。将尝试(Attempts)在此级别阻止它。最近，美国国会(U.S. Congress)提交了一项法案，将加密货币(Cryptocurrency)定为非法。借口是它可以资助恐怖主义和腐败。
But in our opinion, Cryptocurrency is here to stay – and if one invests conservatively and carefully in them, one could end up making money!
What are Cryptocurrencies? Cryptocurrency Mining explained.
The importance of mоney as a form of judging the ownеrship оf a person’s assets is known since late stone age. It started with stone nuggets, then iron tablets followed by gold and silνеr coіns and now paper money and electronic money. One notable fact іs that throughout the timeline, the number of money people possessed increased and the value of each unіt decreased. This happened tіll a stage when the banking system had to finally digitаlize their currency, and it is all stored in reserve banks in а digitalized form. One step ahead of the agenda is the concept of Cryptocurrencies. This is different from money stored in banks which can be accessed indirectly through debit/credit cards and online banking.
What is Cryptocurrency
A Cryptocurrency is an online version of money, a digital asset to be precise. The name is derived from the Cryptography, which is used to encrypt transactions and control the production of the currency. It is a strictly monitored process, as it uses the Blockchain Technology.
To put it very simply, Blockchain technology is a distributed database that is used to used to manage & maintain a growing list of data blocks, using a P2P network collectively. These data blocks may be situated in different locations and not connected to the same Processor. A database is a collection of records. A distributed database is one which may be located in different locations and not be attached to a common Processor – but it may be located in the same or different physical locations and dispersed over a computer network. In a Blockchain, once a piece of data is recorded, it cannot normally be edited or changed.
Though neglected earlier, banks and financial institutions and companies are getting increasingly aware of its importance. Rather, they have a fear of losing their market of ‘digital cash‘ to the new currency.
While the security and ease of exchange make it an ideal medium of monetary exchange for the future, few know about Cryptocurrencies, and it is believed that these are unsafe. Although a recent surge in the price of Bitcoins and simultaneous boasting of the same on social media generated a lot of interest, it could still be years before it enters the mainstream.
What is Cryptocurrency Mining
To mine cryptocurrencies you need a powerful hardware as well as software combination. Since the value of a currency depends on the number of units of the currency available in the market, it should be a carefully monitored and a very reliable process. Cryptocurrency mining is simply the process of generating new units of the Cryptocurrency.
To understand it better, let is assume a large national economy with trillions of dollars in all banks altogether. Now, since it is not physically possible to store all these currency notes in banks, they store them in a digital format with a central reserve bank. The reserve bank maintains a digital record of what it owes to which bank but doesn’t keep the notes in a physical form. Whenever it needs to push money into the system and is short of notes, it simply gets them printed.
Despite the fact that the concerned reserve bank can print as many notes as it can, it doesn’t do so on its own without reason. This is because when we print more currency and push more money into the market, it doesn’t make people riches, it simply devalues the existing currency and prompts inflation. The more the units of a currency exist in a market, the more divided its value becomes.
The same happens with Cryptocurrency. Mining of Cryptocurrency is a carefully monitored process to ensure the value of the existing units does not depreciate.
How is price of a Cryptocurrency determined
While the market prices of various Cryptocurrencies vary a lot, their liquidity remains a common trait. As of present, the value of Cryptocurrencies fluctuates a lot.
The price of a Cryptocurrency, like almost every other product and service, depends on demand and supply. If more people demand a specific Cryptocurrency and it is short in supply, its value increases. Then more units are mined to maintain the flow. Many however have chosen to restrict the number that can be mined. For instance, the number of Bitcoins is currently restricted to a maximum of 21 million.
List of Cryptocurrencies
While the actual list of Cryptocurrencies is huge – there are over 800 cryptocurrencies as of date, and so we can only discuss the most prominent few here.
1] Bitcoin: Bitcoins are the most popular and the highest rated Cryptocurrency. Rather most think of it as the only Cryptocurrency available in the market. Valued somewhere near $600 per Bitcoin by mid-2017, it became the reason for interest in the Cryptocurrency market when its rate surged suddenly.
2] Ethereum: While still at its nascent stage, Ethereum launched in 2015 might be the Cryptocurrency of the future. It is a decentralized, secure and could be used to trade almost anything.
3] Litecoin: They say that if Bitcoin is gold, Litecoin is silver. Litecoin is based upon the fundamentals of how the peer-to-peer system works on Bitcoin, but with improvements on the technical front. It has substantially reduced the time of transfer from a rather long one for BTC.
4] Ripple: Ripple’s distributed financial technology allows for banks around the world to directly transact with each other.
5] Dash: Dash, or DarkCoin, as the call it, is a highly secretive Cryptocurrency. It is almost impossible for anyone to trace where it has been routed. It is more in use on the Darknet.
Read: Bitcoin vs. Litecoin vs. Dogecoin – Cryptocurrency compared.
Cryptocurrency Market Price & Capitalization
Currently, Bitcoin costs around $2500 (As on 18th Dec it is touching $20000 now!) and has a market capitalization of around $42 billion, whereas Ethereum the figures are $370 and $34 billion respectively. You can see all the figures here.
Risks with Cryptocurrencies
With most transactions shifting online, Cryptocurrencies have become a cause of concern for Banks as they fear money transaction business moving online. Attempts would be made to stop it at this level. Recently, the U.S. Congress submitted a bill to make Cryptocurrency illegal. The pretext was that it could fund terrorism and corruption.
But in our opinion, Cryptocurrency is here to stay – and if one invests conservatively and carefully in them, one could end up making money!
