您可以使用Apple Card赚取Apple Cash ，也可以使用“(Apple Cash)信息(Messages)”中的Apple Pay从朋友那里收款。如果此余额有点高，请按照以下方法将Apple Cash转入您的银行帐户。
除了向您的银行转账外，您还可以将其直接用于符合条件的借记卡(eligible debit card)。让我们看看这两个选项。
关于转移 Apple Cash
当您准备好从Apple Cash转账时，无论您是要将资金转入银行账户还是借记卡，流程都是一样的。不同之处在于钱到达目的地所需的时间和相关费用。
银行账户
转账到银行时，您应该会在大约一到三个工作日内看到资金到账。银行转账不收取任何费用。
您只能从Apple Cash转账到(Apple Cash)美国(United) 境内(States)的银行。最低转账金额为 1 美元，除非您的余额低于该金额，否则您可以转账余额。此外，每次转账最多只能汇款 10,000 美元，7 天内最多只能汇款 20,000 美元。
支付卡
转账到借记卡时，您应该会在大约 30 分钟内看到资金应用到您的卡上。这称为即时(Instant)转账，您可以使用符合条件的 Mastercard 或 Visa 借记卡(eligible Mastercard or Visa debit card)。
您还需要为此即时转账(Instant Transfer)支付 1.5% 的费用，该费用会自动从您的转账金额中扣除。该费用最低为 25 美分，最高为 15 美元。
即时(Instant)转账到支付卡还要求您的账单地址与您的卡的账单信息相匹配
。
不完整的传输
(Keep)在等待您的汇款到达时，请记住银行假期和周末。如果您没有在上述预计时间范围内收到您的银行账户或借记卡的资金，请联系 Apple 支持(contact Apple Support)。
将Apple Cash转移到银行(Bank)卡或支付卡(Payment Card)
现在您已经了解了从Apple Cash向您的银行或支付卡转账的详细信息，请按照以下步骤开始操作。
- 在 iPhone 上，打开“钱包(Wallet)”应用程序，在 iPad 上，打开“设置”(Settings)并选择“钱包和 Apple Pay”(Wallet & Apple Pay)。在撰写本文时，也就是2022 年 10 月(October 2022)，没有在Mac或Apple Watch上转移(Apple Watch)Apple Cash的选项。
- 选择 Apple Cash 卡。
- 在 iPhone 上，点击更多图标（三个点）并选择转账(Transfer)到银行(Bank)。在 iPad 上，点击转账(Transfer)至银行(Bank)。
- 在键盘上输入您要转账的金额，然后点击下一步(Next)。
- 对于银行转帐，请选择 1-3个(Days)工作日(Business) 。您会看到帐号的最后四位数字以进行确认。如果您没有关联银行，请按照提示添加一个。
对于借记卡转账，请选择即时转账(Instant Transfer)并记下相关费用。您会看到卡号的最后四位数字以进行确认。如果您没有连接支付卡，请点击添加卡(Add Card)并按照提示添加一张。
- 选择顶部的传输，如果出现提示，请使用Face ID、Touch ID或您的密码进行确认。
由于Apple Cash与收款和(Apple Cash)汇款(sending money)一样方便，您最终可能会在Apple Cash帐户中获得比您需要的更多的钱。您现在知道如何在这些情况下将Apple Cash转移到您的银行或借记卡。
How to Transfer Apple Cash to Your Bank or Debit Card
You can earn Apрle Cаsh by using your Apple Card or may receive money from a friend using Apple Pay in Messages. If this balance is getting a bit high, here’s how to transfer Apple Cash to your bank account.
Along with transferring money to your bank, you can apply it directly to an eligible debit card. Let’s look at both options.
About Transferring Apple Cash
When you’re ready to transfer funds from Apple Cash, the process is the same whether you want to send it to a bank account or debit card. What differs is the time it takes for the money to arrive at its destination and the associated fees.
Bank Account
When transferring to a bank, you should see the funds appear in approximately one to three business days. There is no fee for a bank transfer.
You can only transfer from Apple Cash to a bank within the United States. The minimum transfer amount is $1 unless your balance is below that amount, then you can transfer the balance. Additionally, you can only send up to $10,000 per transfer and up to $20,000 within seven days.
Payment Card
When transferring to a debit card, you should see the funds apply to your card within approximately 30 minutes. This is called an Instant Transfer, and you can use an eligible Mastercard or Visa debit card.
You’ll also pay a 1.5 percent fee for this Instant Transfer which is automatically deducted from your transfer amount. This fee has a minimum of 25 cents and a maximum of $15.
An Instant Transfer to a payment card also requires that your billing address match the billing information for your card.
Incomplete Transfers
Keep bank holidays and weekends in mind when waiting for your transfer to arrive. If you do not receive the funds to your bank account or debit card within the above estimated time frames, contact Apple Support.
Transfer Apple Cash to a Bank or Payment Card
Now that you know the details of transferring money from Apple Cash to your bank or payment card follow these steps to get started.
- On iPhone, open the Wallet app, and on iPad, open Settings and select Wallet & Apple Pay. As of this writing, October 2022, there is no option to transfer Apple Cash on Mac or Apple Watch.
- Select the Apple Cash card.
- On iPhone, tap the More icon (three dots) and pick Transfer to Bank. On iPad, tap Transfer to Bank.
- Enter the amount of money you want to transfer on the keypad and tap Next.
- For a bank transfer, select 1-3 Business Days. You’ll see the last four digits of the account number to confirm. If you don’t have a bank connected, follow the prompts to add one.
For a debit card transfer, select Instant Transfer and note the associated fee. You’ll see the last four digits of the card number to confirm. If you don’t have a payment card connected, tap Add Card and follow the prompts to add one.
- Select Transfer at the top and if prompted, confirm with Face ID, Touch ID, or your passcode.
With Apple Cash being as handy as it is for receiving and sending money, you may end up with more in your Apple Cash account than you need. You now know how to transfer Apple Cash to your bank or debit card for these instances.
