Apple Pay让几乎任何事情的支付变得容易。只需在Apple Wallet(Apple Wallet)中设置您要使用的借记卡或信用卡，然后在准备结账时，无论是在线还是亲自结账，您都可以轻触付款。
假设您已经在 iPhone 上设置了 Apple Pay(set up Apple Pay)，我们将向您展示如何使用Apple Pay进行在线和移动购物以及实体店的支付。我们还将解释如何使用Apple Pay向某人付款，以及如何找到附近接受它的商家。
如何在网络(Web)上或应用程序中 使用Apple Pay 付款(Apple Pay)
如果商店接受Apple Pay，您将在结账时看到Apple Pay标志。如果他们使用他们的客户支持选项接受Apple Pay，您可能会在购买前发现。
- 当您准备好付款时，选择Apple Pay作为付款方式。(Apple Pay)然后，您将看到您的默认卡，但如果您愿意，可以点击箭头选择另一张卡。
- 如果需要，请填写任何剩余的付款详细信息。
- 在您的 iPhone 或 iPad 上，通过双击侧边(side)按钮批准付款并使用面容 ID(Face ID)、触控 ID(Touch ID)或您的密码进行确认。在Mac上，使用Touch ID或您的密码进行确认。
如何亲自使用Apple Pay(Apple Pay)付款(Person)
如果您访问实体零售商，您可以使用Apple Pay检查您是否在支付终端上看到其中一个徽标。
当您准备好付款时，打开您的Apple Wallet：
- (Double-click)如果您的 iPhone 使用Face ID ，请双击侧边按钮。
- 如果您有使用Touch ID的 iPhone，请连按“主页”(Home)按钮。
如果您不想使用顶部显示的卡片，请点按底部的其他卡片以查看所有卡片。选择您要使用的卡，它会弹出到顶部。
然后将你的 iPhone 举到支付终端上。
如果付款成功，您将在 iPhone 屏幕上看到一个勾选标记完成。(Done)
无法访问钱包应用程序？
如果您如上所述双击侧边按钮或主页(Home)按钮打开您的钱包(open your Wallet)但它不起作用，请确保您已启用该设置。
- 打开iPhone 上的设置。(Settings)
- 选择钱包和 Apple Pay(Wallet & Apple Pay)。
- 确认Double-Click Side/Home Button的切换开关已打开（绿色）。
查找接受 Apple Pay 的商店
一旦您开始经常使用Apple Pay，您就会意识到它是多么的方便，因此您可能想要访问提供这种便捷支付选项的地方。
您可以在出门前查看哪些地点接受Apple Pay，方法很简单。
只问 Siri
使用Siri作为您的数字助理，查找附近接受Apple Pay的商家很容易。
只需询问以下内容：
- “嘿 Siri ，附近有接受(Hey Siri)Apple Pay的咖啡店吗？”
- “嘿 Siri ，(Hey Siri)大街(Main Street)上的哪些加油站接受Apple Pay？”
- “嘿 Siri(Hey Siri) ，我可以在Walgreens使用 Apple Pay吗？”
Siri应符合您 iPhone 上的选项和答案。
使用 Apple 地图应用
地图应用程序(The Maps app)是另一个方便的工具，用于查找接受Apple Pay的地点。在 iPhone、iPad 或Mac上，您可以在业务详细信息中查找Apple Pay徽标。
在地图(Maps)中选择一家企业，然后向下滚动到“必知”(Good to Know)部分。您将在非接触式支付(Contactless Payments)下方看到徽标。
如何使用Apple Pay向(Apple Pay)个人付款(Individual)
如果您想向朋友或家人汇款，您也可以通过Apple Pay使用信息应用程序(the Messages app)(iMessage) 进行此操作。在汇款之前，您需要选择要使用的信用卡或借记卡。
- 在消息(Messages)应用程序中打开对话。
- 在消息字段下方，轻点Apple Pay按钮。
- 输入您要发送的金额，然后点击支付(Pay)。
- 点击发送(Send)按钮。
- 点击底部弹出窗口中的卡片，然后选择您要使用的卡片。如果打开， 请禁用Apple Cash顶部的切换开关（如下所述）。
- 点击X关闭弹出窗口。
- 验证付款详情，双击侧边按钮，并使用Face ID、Touch ID或您的密码确认付款。
如何通过Apple Pay使用(Apple Pay)Apple Cash
Apple Pay的另一个便利功能是Apple Cash（以前称为Apple Pay Cash）。如果您想在使用Apple Pay 付款时使用(Apple Pay)Apple Cash余额，只需在结帐时在Wallet中选择此卡即可。请务必提前设置 Apple Cash 。(set up Apple Cash)
您还可以使用Apple Cash(Apple Cash)向他人汇款。您可以直接通过Messages(Messages)应用程序借给朋友几美元或向您的孩子支付零用钱。
- 在消息(Messages)应用程序中打开对话。
- 在消息字段下方，轻点Apple Pay按钮。
- 输入您要发送的金额，然后点击支付(Pay)。
- 查看应将Apple Cash显示为付款方式的详细信息。
- 点击发送按钮并使用(Send)面容 ID(Face ID)、触控 ID(Touch ID)或您的密码确认付款。
不认为 Apple Cash 是一种选择？
如果您没有看到Apple Cash作为向零售商或通过信息付款的选项，请确保它已启用。
打开“设置”(Settings)应用并选择“钱包和 Apple Pay”(Wallet & Apple Pay)。确认Apple Cash(Apple Cash)顶部的切换开关已打开。
Apple Cash(features of Apple Cash)的其他功能包括：
- 选择可以使用它的Apple设备。
- 从另一张卡添加钱。
- 将钱转入您的银行帐户。
- 如果您使用 Apple Card(use Apple Card)，则可接收每日现金。
- 使用Apple Cash 系列(Apple Cash Family)。
有关更多信息，请查看如何在Apple Watch上设置Apple Pay。
How To Pay Someone With Apple Pay on Your iPhone
Apple Pay makes paying for almost anything easy. Simply set up the debit or credit card(s) you want to use in your Apple Wallet, and when ready to check out, whether online or in person, you can pay with a tap.
Suppose you’ve already set up Apple Pay on your iPhone we’ll show you how to pay with Apple Pay for online and mobile purchases and in brick-and-mortar stores. We’ll also explain how to pay someone with Apple Pay and how to find nearby businesses that accept it.
How To Pay With Apple Pay on the Web or in an App
If a store accepts Apple Pay, you’ll see the Apple Pay logo at checkout. You may find out ahead of your purchase if they accept Apple Pay using their customer support options.
- Select Apple Pay as the payment method when you’re ready to pay. You’ll then see your default card but can tap the arrow to choose another if you prefer.
- Complete any remaining payment details if required.
- On your iPhone or iPad, approve the payment by double-clicking the side button and confirm using Face ID, Touch ID, or your passcode. On Mac, confirm using Touch ID or your password.
How To Pay With Apple Pay in Person
If you visit a physical retailer, you can use Apple Pay to check out if you see one of the logos on the payment terminal.
When you’re ready to pay, open your Apple Wallet:
- Double-click the side button if you have an iPhone that uses Face ID.
- If you have an iPhone that uses Touch ID, double-click the Home button.
If you don’t want to use the card displayed at the top, tap the other cards at the bottom to view them all. Choose the card you wish to use, and it’ll pop to the top.
Then hold your iPhone up to the payment terminal.
You’ll see a checkmark on your iPhone screen with Done if the payment is successful.
Unable to Access the Wallet App?
If you double-click the side or Home button to open your Wallet as described above and it doesn’t work, make sure you have the setting enabled.
- Open Settings on your iPhone.
- Select Wallet & Apple Pay.
- Confirm the toggle for Double-Click Side/Home Button is turned on (green).
Find Stores That Accept Apple Pay
Once you start using Apple Pay often, you’ll realize how handy it is, so you might want to visit places that offer this convenient payment option.
You can look before you head out the door to see which locations accept Apple Pay in a couple of easy ways.
Just Ask Siri
With Siri as your digital assistant, finding a nearby business that accepts Apple Pay is easy.
Simply ask something like:
- “Hey Siri, is there a nearby coffee shop that accepts Apple Pay?”
- “Hey Siri, which gas stations on Main Street accept Apple Pay?”
- “Hey Siri, can I use Apple Pay at Walgreens?”
Siri should comply with options and answers on your iPhone.
Use the Apple Maps App
The Maps app is another handy tool for finding places that accept Apple Pay. On your iPhone, iPad, or Mac, you can look for the Apple Pay logo in the business details.
Select a business in Maps and scroll down to the Good to Know section. You will see the logos below Contactless Payments.
How To Pay an Individual With Apple Pay
If you want to send money to a friend or family member, you can also do this with Apple Pay using the Messages app (iMessage). Before you send the money, you’ll choose which credit or debit card you want to use.
- Open the conversation in the Messages app.
- Below the message field, tap the Apple Pay button.
- Enter the amount you want to send and tap Pay.
- Tap the Send button.
- Tap the card in the pop-up at the bottom and choose the card you want to use. Disable the toggle at the top for Apple Cash (described below) if turned on.
- Tap the X to close the pop-up.
- Verify the payment details, double-click the side button, and confirm the payment with Face ID, Touch ID, or your passcode.
How To Use Apple Cash With Apple Pay
Another convenient feature of Apple Pay is Apple Cash (formerly Apple Pay Cash). If you want to use your Apple Cash balance when you pay with Apple Pay, simply select this card in the Wallet at checkout time. Just be sure you set up Apple Cash ahead of time.
You can also send money to others with Apple Cash. You can loan a friend a few bucks or pay your kids their allowances right through the Messages app.
- Open the conversation in the Messages app.
- Below the message field, tap the Apple Pay button.
- Enter the amount you want to send and tap Pay.
- Review the details which should display Apple Cash as the payment method.
- Tap the Send button and confirm the payment with Face ID, Touch ID, or your passcode.
Don’t See Apple Cash as an Option?
If you don’t see Apple Cash as an option to pay a retailer or via Messages, make sure it’s enabled.
Open the Settings app and select Wallet & Apple Pay. Confirm the toggle at the top for Apple Cash is turned on.
Other features of Apple Cash include:
- Choosing which Apple device can use it.
- Adding money from another card.
- Transferring money to your bank account.
- Receiving Daily Cash if you use Apple Card.
- Using Apple Cash Family.
For more, take a look at how to set up Apple Pay on Apple Watch.
