技术发展迅速，日新月异，我们被越来越多的消费和越来越依赖它。但技术比受保护的更脆弱。大多数技术的安全性很差，从而引发了最大的担忧，即网络安全。
虚假的在线就业(Fake Online Employment)和工作诈骗(Job Scams)
今天，成为网络诈骗(Cyberscams)的受害者变得非常容易。如今，网络(Cybercriminals)犯罪分子的目标是大学生(ollege students)。这些犯罪分子宣传虚假的就业机会，从而导致参与学生的经济损失。以下是这些工作诈骗的运作方式。
大学生因工作诈骗而被骗(College Students Swindled into Pay for Job Scams)
FBI（联邦调查局(Federal Bureau)）于2017(January 2017)年 1 月18日(Investigation)发布了公共服务公告（PSA ） 。在此公告中，他们描述了一个针对找工作的大学生的骗局。
工作诈骗如何运作
- 诈骗者发布工作(Scammers Post Jobs)
在线(Online)招聘广告是由诈骗者发布的。这些职位空缺招揽大学生的行政职位空缺。
- 假支票(Fake Checks)
一旦学生对职位空缺表现出兴趣，她就会在邮件中收到一张伪造的支票。这封邮件指示他们将支票存入他们的个人支票账户。
- 提取和转移资金(Withdraw & Transfer Funds)
网络犯罪分子进一步指示员工学生从他们的支票账户中提取资金。他们还指示他们通过电汇将一部分发送给另一个人。他们经常提到，将资金转移给工作所必需的设备、材料或软件所需的“供应商”。
- 银行确认欺诈检查(Banks Confirms Fraud Checks)
因此，银行确认支票是欺诈性的。这会导致学生的经济损失。可能会对学生的信用、可能的法律诉讼或参与身份盗窃产生不利影响。
被骗的后果(Consequences of being scammed)
- 由于欺诈活动，学生的银行账户可能会被关闭。此外(Further)，银行还可以向信用局或执法机构提交报告。
- 由于学生将假支票的金额转移给了骗子，因此她将负责向银行退还相同的金额。
- 可能会对学生的信用记录产生不利影响。
- 通过这种骗局，骗子成功地从学生那里获取了个人信息，这使学生更容易遭受身份盗窃。
- 诈骗者通过此类骗局收集的资金可能被用于资助非法犯罪或恐怖活动。
就业诈骗电子邮件的例子(Examples Of Employment Scam E-Mails)
以下是一些常规就业诈骗电子邮件的示例：
“I have forwarded your start-up progress report to the Personnel Dept and you will get your confirmation letter soon. They will also be facilitating your start-up funds with which you will be getting your working equipment from vendors and getting started with training.”
“You will need some software and also a time tracker to commence your job training and orientation. The funds for the software will be provided for you by the company via check. Make sure you use them as instructed for the software and I will refer you to the vendor you are to purchase them from, okay.”
“Enclosed is your first check. Please cash the check, take $500 out as your pay, and send the rest to the vendor for supplies.”
如何避免陷入工作诈骗(Job Scams)
- 当工作需求要求接收或处理资金时保持警惕。(Be Alert when Job Demands calls for Receiving Or Processing Funds.)
学生在接受任何在线工作时需要格外小心。永远不要(Never)接受任何需要将支票存入您帐户的工作。此外，如果工作要求将任何金额转移到个人或账户，“那么这可能是一个潜在的骗局。
- 工作邮件中英语使用不当(Poor Use Of English In Job Mails)
需要注意的一件重要事情是，许多诈骗者的母语不是英语(English)，因此他们发送的信息可能对英语(English)的使用不佳。检查他们发送的电子邮件中的语法、大小写和时态是否不正确。
向FBI或您的地方当局报告，并将任何此类可疑电子邮件转发给您学院的 IT 人员。
结论(Conclusion)
网络(Cyber)犯罪分子影响经济以及每个人的日常生活。可悲的是，由于缺乏知识和意识，我们中的许多人很容易成为受害者。如果您是此类骗局或任何其他与互联网相关的骗局的受害者，请联系 FBI 的互联网犯罪投诉中心(Internet Crime Complaint Center)，网址为IC3.gov。
阅读下一篇(Read next)：最常见的在线和电子邮件诈骗和欺诈(Most common Online and Email scams & frauds)。
Fake Online Employment And Job Scams are on the rise
Technology is growing rapidly, and with еvery passing day we are morе and more consumed and incrеasingly dеpended on it. But technоlogy is more vulnerable than prоtеcted. Most of the technolоgy is poorly secured giving rise to thе biggеst concern i.е. cyber security.
Fake Online Employment and Job Scams
Today it has become very easy to become a victim of Cyberscams. Nowadays, the Cybercriminals are targeting College students. These criminals advertise fake employment opportunities which turn to financial loss for the participating students. Here is how these job scams work.
College Students Swindled into Pay for Job Scams
The FBI (Federal Bureau of Investigation) issued a public service announcement (PSA) on the 18 January 2017. With this announcement, they described a scam which is precisely targeting the college students looking for work.
How do Job Scams work
- Scammers Post Jobs
Online job advertisements are posted by the scammers. These job postings solicit college students for administrative job openings.
- Fake Checks
Once the student shows interest in the job opening, he\she receives a counterfeit check in their mail. This mail instructs them to deposit the check into their personal checking account.
- Withdraw & Transfer Funds
The cyber-criminal further directs the employee-student to withdraw the funds from their checking account. They also direct them to send a portion to another individual via wire transfer. They often mention that the transfer of funds is to a “vendor” that is needed for equipment, materials, or software essential for the job.
- Banks Confirms Fraud Checks
Consequently, the bank confirms the checks to be fraudulent. This leads to financial loss for the student. There can be adverse effects on the students to their credit, likely legal action, or identity theft for participation.
Consequences of being scammed
- Due to the fraudulent activity, the student’s bank account may be closed. Further, a report could also be filed by the bank with a credit bureau or law enforcement agency.
- Since the student transfers amount of the counterfeit check to the scammer, he\she would be responsible for reimbursing the same to the bank.
- There could be an adverse effect on the student’s credit record.
- With this scam the scammers are successful in obtaining personal information from the student, this leaves the students more exposed to identity theft.
- The funds collected by the scammers via such scams could be potentially utilized to fund illegal criminal or terrorist activity.
Examples Of Employment Scam E-Mails
Below are the examples of some of the regular employment scam emails:
“I have forwarded your start-up progress report to the Personnel Dept and you will get your confirmation letter soon. They will also be facilitating your start-up funds with which you will be getting your working equipment from vendors and getting started with training.”
“You will need some software and also a time tracker to commence your job training and orientation. The funds for the software will be provided for you by the company via check. Make sure you use them as instructed for the software and I will refer you to the vendor you are to purchase them from, okay.”
“Enclosed is your first check. Please cash the check, take $500 out as your pay, and send the rest to the vendor for supplies.”
How can you avoid getting trapped in Job Scams
- Be Alert when Job Demands calls for Receiving Or Processing Funds.
Students need to be extra cautious when accepting any online job. Never accept any job that demands depositing checks into your account. Also, if the job demands to transfer any amount to individuals or accounts, “then it could be a potential scam.
- Poor Use Of English In Job Mails
One important thing to note is that many of the scammers are not native English speakers, hence the messages they send may have poor use of the English language in them. Check for incorrect grammar, capitalization, and tenses in the emails they send.
Report to the FBI or your local authority and forward any such suspicious e-mails to your college’s IT personnel.
Conclusion
Cyber criminals impact the economy and also the daily lives of every individual. Sadly due to the lack of knowledge and awareness, many of us become easy victims. If you have been a victim of such scam or any other Internet-related scam, contact the FBI’s Internet Crime Complaint Center at IC3.gov.
Read next: Most common Online and Email scams & frauds.
