如果您正在创业，无论是作为自由职业者还是个体企业家并且不能完全证明会计师的合理性，那么您可以变得更有条理(become more organized)的方法之一是使用在线会计软件。
它不仅可以为您节省数小时的记账时间，还可以满足您的预算和需求，同时提高您的业务效率。
我们编制了一份清单，列出了当今可用的 6 种最佳在线会计软件选项，每一种都可以帮助您更好地管理时间(help you manage time)、计费、会计和客户。您可以从易用性、功能和定价方面对它们进行全面审查，以找到最适合您需求的产品。
由于其用户友好的界面和丰富的功能， QuickBooks(QuickBooks)是使用最广泛的在线会计软件。
它还可以随着您的成长而扩展，并通过提供教程、视频和指南让新用户轻松了解它的工作原理。也可以使用帮助论坛，但您可能需要更长的时间才能找到准确和正确的查询答案。
Intuit 似乎正在慢慢淘汰其桌面版软件，以更多地关注这个在线版本，但如果您一直在使用桌面版，您仍然可以迁移到在线版本。
无论您的企业规模或形状如何，总有一款适合您的需求。它可能比其竞争对手更贵，但它通过为您的企业节省更多时间和资源来提供更多价值。
它的所有定价计划(its pricing plans)都通过聊天或电话提供无限支持，能够连接信用卡(credit card)或银行账户，并接受在线支付。它们还提供对资产负债表和损益表等财务报表的访问。
更高级的QBO计划可让您跟踪库存和时间、管理 1099 名承包商并运行全方位服务工资单。
您可以在Windows(Windows)或 macOS上安装其易于使用的客户端，但与Windows或在线版本相比，Mac版本的功能较少。(Mac)除了浏览器可访问性之外，您还可以通过下载Android或iOS应用程序来获取移动设备的QBO。
2.新鲜书(FreshBooks)(FreshBooks)
FreshBooks是寻求简单会计系统以简化发票和收款的独立企业家和自由职业者的绝佳工具。
它直观、全面，是最简单的在线会计软件工具之一，可用于开票、时间跟踪、付款和报告。
它的一些功能包括复式记帐、支持项目跟踪、跟踪工作时间的能力以及 100 多个自定义发票模板。它还显示您的客户打开您的发票的位置，这样他们就不会向您发送他们从未收到过的讨厌的借口。
如果您发送定期发票、经营订阅模式业务，或者需要为自己或您的承包商进行时间跟踪，FreshBooks可能是您的理想选择。
它与许多业务应用程序集成，并提供一个仪表板，您可以在其中管理您的会计和财务。
还包括适用于Android或iOS设备的移动应用程序，因此您可以随时随地跟踪您的业务，并定期进行安全备份。
3.波(Wave)(Wave)
Wave是一款免费的在线会计软件工具，专为预算紧张的企业而设计。
它在其他会计软件中脱颖而出，因为它免费提供大部分功能，例如能够在一个平台上跟踪您的财务状况，而不是从一个应用程序转移到另一个应用程序以获取不同的个人和企业财务状况。
您还可以获得免费的发票和收据，但是当您想要使用与其簿记工具套件集成的个人技术支持、工资单或付款处理等服务时，您需要支付费用。(payment processing)
该会计软件的主要缺点是它不如QuickBooks和此列表中的其他选项那么深入，但如果您只有基本需求，它应该可以正常工作。它也不跟踪和支付供应商账单，并为您提供任何免费在线服务所期望的广告。
可以使用适用于Android(Android)和iOS设备的移动应用程序，但不如其他会计软件那么全面。
Zoho Books是Zoho云软件套件的一部分。这是一款在线会计软件应用程序，可帮助您管理资金，同时让您全面了解财务状况。
对于员工数量、库存和帮助管理现金流和财务需求更简单的小型企业来说，它是理想的选择。
Zoho Books以其简单易用而自豪，并为未按时付款的客户提供易于理解的图表和仪表板以及自动付款提醒。此外，它还提供财务报表、手动日记账分录、库存和协作工具等等。
它还与Zoho产品套件中的其他应用程序集成，因此您无需使用多个应用程序来管理您的业务。这使它与此列表中的其他会计软件工具区分开来。
它的主要缺点是提供有限的工资单，这可能会导致一些用户寻找具有此功能的其他软件。
它的所有定价计划(its pricing plans)都包括接受在线支付的能力，允许多个用户访问财务记录、信用卡和银行账户信息，以及支持资产负债表或损益表等财务报告。还提供适用于Android和iOS设备的(iOS)移动(Mobile)应用程序。
5.贤者50云(Sage 50cloud)(Sage 50cloud)
这是一款适用于小型企业的强大在线会计应用程序。它是一款完整的桌面会计软件，可让您更专注于发展业务，而不是花时间管理您的账户。
它的用户界面易于使用，便于小型企业和企业家有效和高效地运营。此外，它还提供一整套金融工具和定制选项。
Sage 50Cloud 是中小型企业的理想选择，并提供用于开发票、跟踪付款和费用以及计算税款的工具。
您没有得到的是时间跟踪和协作工具。工资单(Payroll)也不包括在内，因为它是作为单独的产品提供的。
该软件与Microsoft Office 365集成，这意味着您可以与生产力应用程序共享云中的数据。
虽然它没有仪表板，但与此列表中的类似选项相比，它有点贵。但是，您将可以访问极其复杂的功能集以及出色的自定义选项，以及为您提供方便的Android和iOS移动应用程序。(iOS)( iOS)
6.施乐(Xero)(Xero)
Xero 是想要替代QuickBooks的企业主的首选在线会计软件。
它提供了您在QuickBooks中可以找到的几乎所有功能，只是它不向每位用户收取费用，或限制您可以拥有的用户数量。它的 24/7 实时聊天支持也是免费的。
它的一些优势包括项目跟踪、时间跟踪、文档管理、库存管理、数据导入和账户对账。它还与 600 多个其他应用程序集成，以便您可以更好地管理您的库存、发票和工资单（通过 Xero 与Gusto的合作提供）。
它的所有定价计划都包括连接银行和信用卡账户、无限数量的用户和电子邮件技术支持等功能，以及访问重要的财务报表。
如果您在旅途中开展大部分业务，Xero提供适用于Android和iOS的移动应用程序，这样您就可以通过平板电脑或手机发送自定义发票、管理和跟踪库存，以及创建采购订单并将其附加到账单上。
让您的财务井井有条
最好的在线会计软件易于使用，可让您跟踪您的时间、收入和支出，而且价格实惠。它还应该提供关键的财务报表，以便您可以看到您的业务的财务状况。
在选择适合您需求的产品时，请确保它（至少）具有自定义发票、与信用卡和银行账户集成、详细报告、税务跟踪和可访问性等功能，以便您可以从任何地方获取您的信息，并且随时都可以。
6 Best Online Accounting Software for 2020
If you’re starting a busineѕs, whether as a freelancer or solopreneur and can’t quite justify an acсountant, one of the ways you can become more organized is by using online accounting software.
Not only does it save you hours of bookkeeping
time, but it also meets your budget and needs, while improving the efficiency
of your business.
We’ve compiled a list of 6 of the best online accounting software options available today, each with benefits that’ll help you manage time, billing, accounting and clients better. You can review them all in terms of ease of use, features, and pricing to find the best fit for your needs.
QuickBooks is the most widely used online
accounting software thanks to its user-friendly interface and wealth of
features.
It also scales as you grow, and makes it easy
for new users to learn how it all works by offering tutorials, videos, and
guides. A help forum is available too, though it may take longer for you to
find an accurate and correct answer to your query.
Intuit seems to be slowly phasing out its
desktop version of the software to focus more on this online version, but you
can still migrate to the online version if you’ve been using the desktop
version.
No matter the size or shape of your business,
there’s a package that’s suitable for your needs. It may be pricier than its
competitors, but it delivers more value by saving your business more time and
resources.
All its pricing plans come with unlimited support via chat or phone, the ability to connect credit card or bank accounts, and accept online payments. They also offer access to financial statements such as balance sheet and profit and loss.
More advanced QBO plans let you track inventory
and time, manage 1099 contractors, and run full service payroll.
You can install its easy-to-use clients on Windows or macOS for the desktop, though the Mac version has fewer features compared to Windows or the online version. Besides browser accessibility, you can get QBO for mobile devices by downloading the Android or iOS app.
FreshBooks is an excellent tool for solopreneurs
and freelancers looking for a simple accounting system to streamline invoicing
and payment collection.
It’s intuitive, well-rounded, and one of the
easiest online accounting software tools you can use for invoicing, time
tracking, payments and reports.
Some of its features include double-entry
accounting, support for project tracking, ability to track work hours, and more
than 100 custom invoice templates. It also shows the location where your
customer opened your invoice so they don’t send you pesky excuses that they
never received it.
If you send out recurring invoices, run a
subscription model business, or need time tracking for yourself or your
contractors, FreshBooks could be ideal for you.
It integrates with many business apps and offers
a dashboard where you can manage your accounting and finances.
Also included is a mobile app for Android or iOS devices so you can keep track of your business on the go, and take regular, secure backups.
Wave is a free online accounting software tool
designed for businesses on a tight budget.
It stands out among other accounting software as
it offers most of its features for free, such as the ability to track your
finances in one platform instead of moving from one app to another for
different personal and business finances.
You also get free invoicing and receipts, but you’ll pay a fee when you want to use services like personal technical support, payroll or payment processing, which are integrated with its bookkeeping suite of tools.
The main drawback with this accounting software
is that it’s not as in-depth as QuickBooks and other options on this list, but
it should work fine if you just have basic needs. It also doesn’t track and pay
vendor bills, and serves you with ads as you’d expect with any free online
service.
Mobile apps for Android and iOS devices are available, though not as comprehensive as with other accounting software.
Zoho Books is part of the Zoho cloud software
suite. It’s an online accounting software app that helps you manage your money
while giving you complete visibility of your finances.
It’s ideal for small businesses with a small
number of employees, inventory, and simpler needs to help manage cash flow and
finances.
Zoho Books takes pride in its straightforward
usability, and provides easy-to-understand graphs and dashboards, and automated
payment reminders for customers who don’t pay on time. Plus, it offers
financial statements, manual journal entries, inventory and collaboration
tools, and much more.
It also integrates with other applications in
the Zoho suite of products so you don’t have to use several apps to manage your
business. This sets it apart from other accounting software tools in this list.
Its main drawback is its limited payroll
offering, which may cause some users to find a different software with this
function.
All its pricing plans include the ability to accept online payments, give multiple users access to financial records, credit card and bank account feeds, and support for financial reports like balance sheets or profit and loss. Mobile apps for Android and iOS devices are also available.
This is a robust online
accounting application for small businesses. It’s a complete desktop accounting
software that lets you focus more on developing your business instead of
spending time managing your accounts.
Its user interface is
easy to use for small businesses and entrepreneurs to operate effectively and
efficiently. Plus, it offers a comprehensive set of financial tools and
customization options.
Sage 50Cloud is ideal
for small and medium-sized businesses, and provides tools for invoicing,
tracking payments and expenses, and calculating taxes.
What you don’t get
though are time tracking and collaboration tools. Payroll isn’t included as
well, because it’s offered as a separate product.
The software integrates
with Microsoft Office 365, which means you can share data in the cloud with
productivity apps.
It doesn’t have a dashboard though, and it’s a bit pricey compared to similar options on this list. However, you’ll get access to an exceptionally sophisticated feature set plus great customization options, plus Android and iOS mobile apps for your convenience.
Xero is the go-to online
accounting software for business owners who want an alternative to QuickBooks.
It offers almost all the
features you’d find in QuickBooks except it doesn’t charge a fee per user, or
limit how many users you can have. Its 24/7 live chat support is also available
for free.
Some of its strengths
include project tracking, time tracking, document management, inventory
management, data imports and account reconciliation. It also integrates with
more than 600 other applications so that you can manage your inventory,
invoicing and payroll (offered through Xero’s partnership with Gusto) better.
All its pricing plans
include features such as connection to bank and credit card accounts, unlimited
number of users and email tech support, plus access to important financial
statements.
If you conduct most of your business on the go, Xero offers mobile apps for Android and iOS so you can send custom invoices, manage and track inventory, and create and attach purchase orders to bills from your tablet or phone.
Get Your Finances in Order
The best online accounting software is easy to use, allows you to track your time, income, and expenses, and is affordable. It should also provide key financial statements so you can see the financial health of your business.
When choosing the right one for your needs, make sure it has (at the very minimum) features such as custom invoicing, integration with credit card and bank accounts, detailed reports, tax tracking, and accessibility so you can get your information from anywhere and anytime you want.
