网络犯罪(Cybercrime)无处不在，您至少可以阅读有关它的信息。您可能认为互联网(Internet)和电子邮件诈骗只会影响那些不精通技术或不了解每日新闻的人，但事实并非如此。
从 IT 专业人士到教师，再到记者，来自社会各阶层和专业阵线的人们都为这些精心策划的在线欺诈、商业妥协诈骗、医药(Pharming)等可能使任何人感到困惑的事情而堕落。在这种情况下，冒险的概念显然行不通。随着社交网络的出现和电子邮件的广泛使用，这些骗局获得了相当大的立足点。
常见的在线(Online)、互联网(Internet)和电子邮件(Email)诈骗
以下是您应该注意的 10 种互联网和电子邮件诈骗：(Internet)
尼日利亚骗局
可能是最受关注的骗局，这些骗局主要通过邮件和消息服务进行。人们通常会收到来自一个假冒尼日利亚人的电子邮件，该人声称来自一个非常富有的家庭，并正在寻找可以捐款的人。通常，这些骗局是黑钱或身份盗窃的前线。如果用户愿意分享他或她的详细信息，他或她将被承诺获得巨额资金，而且数量惊人的人会为之倾倒。他们还会要求不知情的用户签署一些法律表格，这些表格实际上非常有效地从您的帐户中提取资金。
国际彩票骗局
彩票骗局可能是互联网(Internet)欺诈史上最古老、最明显的骗局，但人们却被它所欺骗。基本上(Basically)，一封来自不知名彩票公司的邮件到达您的服务器，它看起来是官方的，几乎是真实的。但专家们显然可以指出一些危险信号。通常，当这种情况发生时，邮件不会以您的姓名或个人详细信息来称呼您。他们承诺将数百万美元转入您的个人账户，如果您向他们提供您的银行详细信息，然后，当然，他们会从您的账户中提取资金。全世界数百万人通过这个骗局损失了大量收入。有时，这些电子邮件会使用一家著名的彩票公司的名称，这可能是一个全球名称，并且使用高端技术，骗子有更好的手段来伪造他们的凭据，所以你应该时刻注意。
阅读(Read)：Microsoft 诈骗(Microsoft scams)和在线技术支持诈骗(Online Tech Support Scams)。
旅行诈骗
即使在今天，这种欺诈行为也非常重要，因为在这些网站上或收到欺诈性电子邮件的人根本没想到会被骗。人们看到一些旅行套餐有巨大的折扣或非常低的价格并爱上了它。他们还会询问您的私人信息，您需要支付一些钱。通常，这些都是快速骗局，不会耗尽您的帐户，但您永远不会看到您花费的钱或得到任何门票。每当您收到此类邮件或在网站上发现可疑内容时，最好仔细检查。
信用卡诈骗
这些欺诈行为也非常普遍。通常，您会收到自称是您的银行的运营商的邮件。他们会告诉您您的信用卡/借记卡已被取消，或者您的帐户面临一些违规行为，因此需要迅速采取行动。大多数人在惊慌失措的情况下，会说出他们的信用卡详细信息、一次性密码，甚至是他们的密码。请务必记住，您的银行绝不会通过邮件或电话向您索要此类敏感信息，请务必小心。
阅读(Read)：避免网上购物欺诈和假日季节诈骗(Avoid Online Shopping Fraud & Holiday Season Scams)。
工作诈骗
这些类型的欺诈行为会掠夺那些易受伤害的人。大多数人都在寻找工作以更新他们的个人详细信息，例如求职门户网站上的邮件 ID 和姓名。任何人都可以访问这些详细信息并联系用户。您将收到一封邮件，询问您的简历、教育细节和其他证书。他们会答应你面试，并可能要求象征性的钱，这些钱将在招聘时或以后退还给你。这些骗局通常是身份盗窃和金钱诈骗的前线。
阅读(Read)：电子邮件说明，我知道您的密码(Email stating, I know your password)。
数字支付诈骗
这些是最简单和最危险的欺诈行为，每个人都应该注意，因为人们现在非常依赖技术。数百万人使用数字钱包或PayPal或Venmo等在线支付门户。用户通常会在邮件中收到有关其帐户如何被黑客入侵的警报，或者从他们的帐户中提取了一定数额的资金。通常，人们会惊慌失措，他们从来没有想过自己被第三方欺骗了。
在线广告诈骗
这些类似于就业诈骗套路，只是更有创意一点。当您在门户网站（如 eBay 或Craigslist(Craigslist)或任何其他平台）上发布待售商品或发布购买特定商品的广告时，欺诈者可以访问这些详细信息并回复您。他们会告诉你他们有你要找的东西，甚至可能与你分享照片，但这些优惠通常带有付款优先政策，在你付款后，你就没有收到他们的回复。
投资骗局
这些欺诈就像一个短期的庞氏骗局(Ponzi)。您可能会收到提醒或电子邮件，为您提供“一个月双倍的钱”计划或任何其他此类骗局。一些虚假门户网站甚至为您的验证提供了规定，他们会要求您提供象征性的金额，从而欺骗您。
阅读(Read)：提防在线税务诈骗和欺诈。
救灾或救援诈骗
每当您收到一封要求您向慈善机构或救援行动捐款的邮件时，切勿回复他们。大多数人显然是因为他们想支持一项事业而上当，但由于无法验证这些骗局，而且人们通常会为救灾捐款大量资金，这是一种非常危险的骗局。
寻求帮助诈骗
这些欺诈在本质上更加个人化，您可能会收到一封邮件，其中包含关于某个人的非常具体的详细信息，他/她陷入了一个随机国家的境地，他/她无法从那里回家并会向您索要钱财。人们经常对这些电子邮件的个人性质感到措手不及，但重要的是要记住这些通常是连锁电子邮件，并要求人们发送财务帮助。
在线(Online)诈骗是一个巨大的风险，因为您可以在任何地方遇到它们，而最聪明的人会受到它的影响，因为他们永远不会看到它的到来。每当您在新闻门户或网站上遇到任何事情时，最好在汇入您的钱或个人详细信息之前验证他们的凭据。
追踪美国和加拿大的诈骗
此网站bbb.org/scamtracker可能有助于追踪您所在地区的诈骗。
Be aware, Stay safe!
阅读下一篇(Read next)：在哪里报告在线诈骗、垃圾邮件和网络钓鱼网站。
Top 10 most common Online, Internet and Email scams & frauds
Cybercrime is everywhere, and the least you can do is read up about it. You might think the Internet and email scams only affect those who are not tech-savvy or do not keep up with the daily news, but that is not true.
From IT professionals to teachers, to journalists, people from all fragments of society and professional fronts have fallen for these immaculately planned online frauds, Business Compromise Scams, Pharming, etc, which might confuse anybody. And the notion of risk-taking obviously does not work in this context. With the advent of social networks and the wide usage of emailing, these scams acquired quite a foothold.
Common Online, Internet & Email scams
Here are the 10 Internet and email scams you should look out for:
Nigerian Scam
Possibly the most talked-about scams, these operate mostly through the mail and messaging services. People usually receive emails from a fake Nigerian individual, who claims to be from a very wealthy family and is looking for somebody to donate her money. Usually, these scams are fronts for black money or identity theft. The user is promised a huge amount of money if he or she would share his details, and a surprising number of people fall for it. They will also ask the unwitting user to sign a number of legal forms, which are actually pretty effective in taking money out of your account.
International Lottery scam
The lottery scam is perhaps the oldest and most obvious scams in the history of Internet fraud, and yet people are duped by it. Basically, a mail reaches your server from an unknown lottery company, and it looks official and almost real. But there are obviously some red flags which experts can point out. Usually, when this happens, the mail will not address you by your name or your personal details. They promise to transfer millions of dollars into your personal account, if you give them your bank details, and then, of course, they drain the money out of your account. Millions of people around the world have lost a massive amount of their earnings through this scam. Sometimes, the emails take the name of a famous lottery company, which might be a global name, and with high-end techniques, conmen have better means of faking their credentials, so you should always be on the lookout.
Read: Microsoft scams and Online Tech Support Scams.
Travel scams
This kind of fraud is pretty relevant even today, as people who are on these websites or get the fraudulent emails are not at all expecting to get swindled. People see huge discounts or really low rates on some travel packages and fall for it. They will also ask for your private details, and you will need to pay some money. Usually, these are quick scams and won’t drain your account, but you will never see the money you spent or get any tickets. Whenever you receive such a mail or spot something suspicious on a website, it is best to double-check.
Credit Card Scams
These frauds are also hugely common. Usually, you will get a mail from your operator who claims to be your bank. They will tell you your credit/debit card has been canceled, or you are facing some breach in your account and thus, need to act fast. Most people, in a state of panic, give out their credit card details, One Time passwords, and even their pin numbers. It is very important to remember that your bank would never ask you for this kind of sensitive information over mail or phone, and be careful.
Read: Avoid Online Shopping Fraud & Holiday Season Scams.
Job Scams
These kinds of frauds prey upon those who are vulnerable. Most people are looking for jobs to update their personal details, like mail ids and names on employment search portals. Anybody can access those details and contact the user. You will get a mail, asking for your resume, educational details, and other credentials. They will promise you an interview and possibly ask for a token amount of money, which would be reverted back to you upon hiring or at a later time. These scams are usually fronts for identity thefts and money swindling.
Read: Email stating, I know your password.
Digital payment scams
These are the easiest and the most dangerous frauds there is, and everybody should take note since people are so tech-reliant right now. Millions of people use digital wallets or online payment portals like PayPal or Venmo. Users often get an alert on their mail about how their account has been hacked, or an amount of money has been taken out of their account. Usually, people panic, and it never occurs to them that they are being duped by a third party.
Online ad scams
These are similar to the employment scam routine, just a little more creative. When you post an item for sale on a portal or post an ad to buy a specific item, in websites like eBay or Craigslist, or any other platform, fraudulent people can access those details and get back to you. They’ll tell you they have what you are looking for, and might even share pictures with you, but these offers usually come with a payment-first policy, and after you pay them, you don’t hear back from them.
Investment scams
These frauds are like a short-term Ponzi scheme. You might get alerts or emails offering you ‘double your money on a month’ plans or any other such scams. Some fake portals even have provisions for your verification, where they ask you for a token amount of money, and hence dupe you.
Read: Beware of Online Tax Scams & Frauds.
Disaster relief or rescue scams
Whenever you get a mail asking you to donate money to a charity or a rescue operation, never respond to them. Most people obviously fall for these as they want to support a cause, but as there is no way to verify these scams, and people usually donate a substantial amount of money to disaster relief, this is a very dangerous fraud.
Ask for help scams
These frauds are more personal in nature, and you might get a mail with very specific details about a certain person, stuck in a situation in a random country, from where he/she cannot get back home and will ask for your money. People often get blindsided by the personal nature of these emails, but it is very important to remember that these are usually chain emails, and ask people to send over financial help.
Online scams are a huge risk as you can encounter them anywhere, and the smartest people get affected by it, as they never see it coming. Whenever you encounter anything on a news portal or website, it is always best to verify their credentials before you send in your money or personal details.
Track scams in USA and Canada
This website bbb.org/scamtracker may be able to help to track scams in your area.
Be aware, Stay safe!
Read next: Where to report Online Scams, Spam and Phishing websites.
