如果您是 PayPal 的频繁用户，那么您的(PayPal)PayPal 帐户(PayPal account)中通常有一些资金被占用的可能性很大。直接在亚马逊上使用(Amazon)PayPal不是很方便吗？
不幸的是，亚马逊(Amazon)从未将PayPal集成到其支付系统中(payment system)。这可能是因为 eBay 拥有PayPal并且是直接竞争对手。或者可能是因为亚马逊(Amazon)希望人们使用自己的支付系统(payment system)，称为亚马逊支付(Amazon Pay)。
无论出于何种原因，您都无法使用PayPal直接向(PayPal)亚马逊(Amazon)付款。但是，有一些创造性的方法可以解决该问题。
如何在亚马逊上使用 PayPal
仅仅因为您不能使用PayPal直接在(PayPal)亚马逊(Amazon)上付款，这并不意味着您不能使用您的PayPal资金购买东西。
通过使用第三方礼品卡、信用卡或汇款，您仍然可以在Amazon上使用(Amazon)PayPal。
使用贝宝现金卡
在亚马逊上使用(Amazon)PayPal的最佳方式之一是注册PayPal Cash Card。
这本质上是一张万事达(Mastercard)借记卡，其工作原理与您在亚马逊(Amazon)上使用的任何其他信用卡(credit card)一样。好处是，它与您可能在银行拥有的借记卡(debit card)没有什么不同，可以使用您的支票账户从资金中购买东西。
对亚马逊(Amazon)来说，它看起来就像您使用的是普通银行借记卡(bank debit card)。但是，当您为购物付款时，资金会直接从您的PayPal 账户中转(PayPal account)出。
使用PayPal 借记(PayPal debit) 万事达卡的好处包括(Mastercard include)：
- 无需信用检查(credit check)即可获得该卡
- 资金直接来自您的PayPal 账户(PayPal account)，无需银行账户(bank account)
- 您将获得一个路由和帐号(routing and account number)，这样您就可以让您的雇主将您的支票直接存入您的PayPal 账户(PayPal account)
- 可以在任何接受万事达卡(Mastercard)的商家使用，而不仅仅是亚马逊
您可以免费注册一张 PayPal 现金卡，(sign up for a PayPal Cash Card for free)并获得您的万事达(Mastercard)借记卡，开始在亚马逊(Amazon)购物。
有一个问题。注册PayPal 现金(PayPal cash)卡时，您还需要申请PayPal Cash Plus 账户(PayPal Cash Plus account)。此操作不收取额外费用，但您需要通过向PayPal提供以下信息来验证您的身份：
确认您的PayPal Cash Plus 帐户(PayPal Cash Plus account)后，它将直接链接到您的Paypal个人帐户，并用于为所有卡购买提供资金。
将您的 PayPal 现金卡添加到亚马逊
要将PayPal 现金卡添加为(PayPal Cash Card)Amazon中的付款选项(payment option)，请登录Amazon并将鼠标悬停在菜单中的Account & Lists上。(Account & Lists)选择您的帐户(Your Account)。
在订购和购物首选项(Ordering and shopping preferences)框中，选择付款选项(Payment options)。
在付款选项页面上，向下滚动至添加新付款方式(New Payment Method)，然后选择添加卡(Add a card)。
将出现字段，您可以在其中输入您的Paypal 现金卡(Paypal Cash Card)中的卡详细信息，然后选择添加您的卡(Add your card)。
然后，您的 Paypal现金卡(Cash Card)将出现在您的信用卡和借记卡(Your credit and debit cards)部分下。任何时候在亚马逊购物(Amazon purchase)时，您都可以选择PayPal 现金卡(PayPal Cash Card)作为支付选项(payment option)。
使用贝宝万事达卡
与贝宝现金卡(PayPal Cash Card)不同，贝宝万事达卡(PayPal Mastercard)就是一张真正的信用卡(credit card)。该卡实际上是由Synchrony Bank发行的，并且需要信用检查(credit check)才能获得批准。
与PayPal 现金卡(PayPal Cash Card)一样，任何接受 PayPal 或Mastercard(PayPal Mastercard)的在线或离线零售商都接受PayPal Mastercard(PayPal or Mastercard)。
有两种类型的PayPal 万事达卡(PayPal Mastercard)：
- 贝宝现金返还万事达卡(PayPal Cashback Mastercard)：每当您进行某些符合条件的购买时，即可获得 2 % cash赚取的现金可以转入您的PayPal 帐户(PayPal account)。
- PayPal Extras Mastercard：当您进行符合条件的购买时，您将获得积分，并且可以在PayPal Extras Reward Redemption Servicing 网站(PayPal Extras Reward Redemption Servicing website)上的特定商家处使用这些积分。
您可以注册PayPal Cashback Mastercard或Paypal Extras Mastercard。如果您有良好的信用，批准(Approval)会相当快。
那么，为什么要使用PayPal Mastercard而不是PayPal Cash Card呢？还有一些额外的好处。
- 您可以使用您的PayPal 账户(PayPal account)或任何其他银行账户(bank account)支付您的PayPal Mastercard 余额(PayPal Mastercard balance)。
- 您使用该卡的次数越多，您的信用就会越多。(build credit)
- 您不仅限于PayPal Cash Plus 账户(PayPal Cash Plus account)中的余额。
最重要的好处是拥有PayPal Mastercard可以让您在Amazon上使用PayPal ，即使Amazon不直接接受PayPal付款。
这也很危险——因为您可能会花费比您的PayPal 帐户(PayPal account)更多的钱，所以请谨慎使用！确保(Make)PayPal 信用额度(PayPal credit)适合您。
您可以使用上面最后一节中的相同步骤将新的PayPal Mastercard作为支付选项(payment choice)添加到您的Amazon 账户。(Amazon account)
购买亚马逊礼品卡
许多人使用PayPal 账户余额在(PayPal account)亚马逊(Amazon)上购物的另一个技巧是在接受PayPal付款的在线供应商处购买亚马逊礼品卡。(Amazon gift)
这是一个有用的漏洞，但它确实需要购买礼品卡(gift card)的额外步骤。好处是下面的所有礼品卡(gift card)供应商都提供数字亚马逊礼品(Amazon gift)卡代码，您可以立即开始使用这些代码进行亚马逊(Amazon)购物。
一些接受PayPal付款的数字(PayPal)亚马逊礼品(Amazon gift)卡供应商包括：
- 礼品(Gyft)
- 卡片柜(The Card Closet)
- 礼品卡箱(Gift Card Bin)
- 易趣(eBay)
您还可以使用您的PayPal 帐户(PayPal account)在GiftCards.com上购买(GiftCards.com)Visa 或 Mastercard 礼品卡(Visa or Mastercard gift card)，然后用它在亚马逊(Amazon)购物。如果您只想从亚马逊(Amazon)购买 Audible 有声读物，您可以直接从 Paypal 购买 Audible 礼品卡(buy an Audible gift card straight from Paypal)。
汇款到您的银行账户
虽然看起来很明显，但在亚马逊上使用(Amazon)PayPal的最简单方法之一就是将资金转移到亚马逊(Amazon)接受的账户。
您可能认为从PayPal向您的银行账户(bank account)转账需要很长时间。当您希望免费使用时，这是真的。这个过程可能很乏味，包括：
- 关联您的银行账户(bank account)（支票或储蓄账户）
- 等待PayPal存入一些资金进行账户验证(account verification)
- 等待最多 10 天从您的PayPal 帐户(PayPal account)转出资金(money transfer)
没有人愿意等 10 天在亚马逊(Amazon)上买东西。但是，如果你可以立即做到这一点呢？
你可以，如果你愿意支付费用。即时余额转账费用(balance transfer fee)为转账金额的 1%，最高为 10 美元。但如果您只转账 100 美元，那么即时转账只需 1 美元。如果您使用借记卡(debit card)，则无需等待帐户验证(account verification)。
这是它的工作原理。登录(Log)您的PayPal 帐户并选择(PayPal account and select) Transfer Money。
在下一页上，选择转账到您的银行(Transfer to your bank)。在此页面上，您有两个选项。您可以选择可能需要几天时间的标准（免费）转移，或使用即时选项。
如果您尚未为免费选项关联借记卡，请选择关联(debit card)符合条件的借记卡或银行(Link an eligible debit card or bank)。
在下一个屏幕上，选择关联符合条件的借记卡(Link an eligible debit card)。不要选择银行账户(bank account)，因为这需要存款进行验证。在Link a card页面上，只需填写您的借记卡(debit card)详细信息并选择Link Card。
关联借记卡(debit card)后，您可以再次返回汇款屏幕(money transfer screen)并立即转账您在亚马逊购物(Amazon purchase)所需的金额。然后去亚马逊(Amazon)，买你想要的东西！
如您所见，在亚马逊上有很多使用(Amazon)PayPal的方法。您知道任何其他解决方法吗？在下面的评论部分分享(Share)您的想法。
How to Use PayPal on Amazon
If you’re a frequent user of PayPal, then the odds are prеtty good that you usuаlly have some funds tied up in your PayPаl account. Wouldn’t it be conνenient to just use PayPal оn Amazon directly?
Unfortunately, Amazon has never integrated PayPal into its payment system. This may be because eBay owns PayPal and is a direct competitor. Or it may be because Amazon wants people to use its own payment system called Amazon Pay instead.
Whatever the reason, you can’t make direct payments to Amazon with PayPal. However, there are some creative ways to workaround that issue.
How To Use PayPal On Amazon
Just because you can’t pay for something directly on Amazon with PayPal, that doesn’t mean you can’t use your PayPal funds to buy things.
By using third-party gift cards, credit cards, or money transfers, you can still use PayPal on Amazon.
Use A PayPal Cash Card
One of the best ways to use PayPal on Amazon is by signing up for a PayPal Cash Card.
This is essentially a debit Mastercard that works just like any other credit card you might use on Amazon. The upside is that it is no different than a debit card that you might have with your bank to buy things from funds with your checking account.
To Amazon, it just appears like you’re using a regular bank debit card. However, when you make payments for your purchases, the funds come directly out of your PayPal account.
The benefits of using a PayPal debit Mastercard include:
- No credit check required to obtain the card
- Money comes directly out of your PayPal account without a bank account required
- You get a routing and account number so you can have your employer deposit your checks directly into your PayPal account
- Can be used at any merchant that accepts Mastercard, not just Amazon
You can sign up for a PayPal Cash Card for free and get your debit Mastercard to start making Amazon purchases.
There is a catch. When you sign up for a PayPal cash card, you also need to apply for a PayPal Cash Plus account. There is no extra fee for this, but you will need to verify your identity by providing PayPal with:
- Name
- Physical address
- Birthday
- Taxpayer identification number
Once you are confirmed for a PayPal Cash Plus account, it will be linked directly to your Paypal personal account and used to fund all card purchases.
Add Your PayPal Cash Card to Amazon
To add the PayPal Cash Card as a payment option in Amazon, sign into Amazon and hover the mouse over Account & Lists in the menu. Select Your Account.
In the Ordering and shopping preferences box, select Payment options.
On the payment options page, scroll down to Add a New Payment Method and select Add a card.
Fields will appear where you can enter the card details from your Paypal Cash Card, and then select Add your card.
Your Paypal Cash Card will then appear under the Your credit and debit cards section. You’ll be able to select the PayPal Cash Card as a payment option any time you make an Amazon purchase.
Use A PayPal Mastercard
Unlike a PayPal Cash Card, a PayPal Mastercard is nothing less than an actual credit card. The card is actually issued by Synchrony Bank, and will require a credit check to get approved for one.
Like the PayPal Cash Card, the PayPal Mastercard is accepted at any online or offline retailer that accepts either PayPal or Mastercard.
There are two types of PayPal Mastercard:
- PayPal Cashback Mastercard: Earn 2% cash rewards whenever you make certain purchases that qualify. That earned cash can be transferred to your PayPal account.
- PayPal Extras Mastercard: You’ll earn points when you make qualified purchases, and can use those points at select merchants on the PayPal Extras Reward Redemption Servicing website.
You can sign up for either the PayPal Cashback Mastercard or the Paypal Extras Mastercard. Approval is fairly quick if you have good credit.
So why get a PayPal Mastercard rather than a PayPal Cash Card? There are a few extra benefits.
- You can pay your PayPal Mastercard balance with either your PayPal account or any other bank account.
- You’ll build credit the more you use the card.
- You aren’t limited to the balance you have in your PayPal Cash Plus account.
The most important benefit is that having a PayPal Mastercard lets you use PayPal on Amazon even though Amazon doesn’t accept PayPal payments directly.
It’s also dangerous – because you could potentially spend more than you have in your PayPal account, so use with caution! Make sure PayPal credit is right for you.
You can add your new PayPal Mastercard as a payment choice to your Amazon account using the same procedure in the last section above.
Purchase Amazon Gift Cards
Another trick many people use to buy things on Amazon with their PayPal account balance is by purchasing Amazon gift cards at online vendors that accept PayPal payments.
This is a useful loophole, but it does require the extra step of buying the gift cards. The benefit is that all of the gift card vendors below offer digital Amazon gift card codes that you can start using immediately for Amazon purchases.
A few digital Amazon gift card vendors that accept PayPal payments include:
You could also buy a Visa or Mastercard gift card at GiftCards.com using your PayPal account, and use that to make Amazon purchases. And if you only care to buy Audible audiobooks from Amazon, you can buy an Audible gift card straight from Paypal.
Transfer Money To Your Bank Account
While it may seem obvious, one of the easiest ways to use PayPal on Amazon is to simply move the funds to an account that Amazon accepts.
You may be thinking that it’ll take far too long to transfer money from PayPal to your bank account. When you’re looking to do it for free, this is true. The process can be tedious and includes:
- Linking your bank account (checking or savings account)
- Waiting for PayPal to deposit some funds for account verification
- Waiting up to 10 days for a money transfer out of your PayPal account
Noone wants to wait 10 days to buy something on Amazon. But what if you could do it instantly?
You can, if you’re willing to pay the fee. An instant balance transfer fee is 1% of the transferred amount, up to a maximum of $10. But if you’re only transferring $100, that’s just a $1 fee for an instant transfer. And if you use a debit card, there’s no waiting for account verification.
Here’s how it works. Log into your PayPal account and select Transfer Money.
On the next page, select Transfer to your bank. On this page you have two options. You can select the standard (free) transfer that can take several days, or go with the instant option.
If you haven’t linked a debit card for the free option yet, then select Link an eligible debit card or bank.
On the next screen, choose Link an eligible debit card. Don’t choose the bank account, since that will require deposits for verification. On the Link a card page, just fill out your debit card details and select Link Card.
Once your debit card is linked, you can go back to the money transfer screen again and perform an instant transfer of the amount you need to make the Amazon purchase. Then go to Amazon, and buy the item you want!
As you can see there are plenty of ways to use PayPal on Amazon. Do you know of any other workarounds? Share your ideas in the comments section below.
